The terms that govern your use of this website.
Effective date: June 26, 2026
These Terms of Use (“Terms”) govern your access to and use of the Garrett Potz website at garrettpotz.com (the “Website”). The Website is operated by Garrett Potz, a licensed mortgage loan originator (NMLS #631592) with Affinity Home Lending LLC (NMLS #1181151). In these Terms, “I,” “me,” and “my” refer to Garrett Potz. By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, please do not use the Website. I may update these Terms at any time, and your continued use after changes are posted means you accept them.
The information on this Website — including articles, guides, blog posts, and general mortgage information — is provided for general educational and informational purposes only. It is not financial, legal, tax, or investment advice, and should not be relied upon as a substitute for advice from a qualified professional who knows your specific situation. Nothing on this Website is an offer or commitment to lend, an offer to enter into an interest-rate or rate-lock agreement, or a guarantee of any loan, rate, term, or approval. All loans are subject to credit approval, underwriting, and program guidelines, and are offered through Affinity Home Lending LLC in accordance with applicable law. Rates, programs, and terms are subject to change without notice.
Any calculators, affordability tools, rate examples, or home-value estimates on the Website are provided for illustration only. Their results are estimates based on the information you enter and general assumptions; they are not a quote, pre-approval, appraisal, or guarantee, and actual figures will depend on your full application, credit, income, property, and current market conditions. Please do not make financial decisions based solely on these tools — contact me for a personalized review.
The Website is intended for users who are at least 18 years old and located in the United States. By using the Website, you represent that you meet these requirements. Any information you provide should be accurate, current, and complete. I may decline or discontinue service where information appears inaccurate, or where use violates these Terms or applicable law.
You agree to use the Website only for lawful purposes. You may not use the Website to violate any law or regulation; infringe anyone’s intellectual-property or privacy rights; transmit harmful code or malware, or attempt to disrupt or gain unauthorized access to the Website or its systems; impersonate any person or misrepresent your affiliation; or copy the Website’s content for a competing commercial purpose without my written permission.
Unless otherwise noted, the content on this Website — including text, articles, graphics, logos, and design — is owned by me or used with permission, and is protected by intellectual-property laws. You may view and print content for your own personal, non-commercial use, provided you do not remove any copyright or proprietary notices. You may not otherwise copy, reproduce, republish, distribute, or create derivative works from the content without my prior written consent.
Trademarks, service marks, and logos appearing on the Website — including those of Affinity Home Lending — are the property of their respective owners and may not be used without permission.
The Website may link to third-party websites and tools (such as an online loan-application platform and review platforms) as a convenience. I do not control and am not responsible for the content, accuracy, or practices of those sites, and a link does not imply endorsement. Your use of any third-party site is at your own risk and subject to that site’s own terms and privacy policy.
If you send me feedback, suggestions, reviews, or other materials through the Website, you grant me permission to use them in connection with my business without obligation or compensation to you. Any personal information you submit is handled in accordance with my Privacy Policy. Please do not submit confidential information you do not wish to have used.
The Website and its content are provided “as is” and “as available,” without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. I do not warrant that the Website will be uninterrupted, error-free, or free of harmful components, or that the content is complete, accurate, or current. You use the Website at your own risk.
To the fullest extent permitted by law, I will not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages — including lost profits, lost data, or emotional distress — arising out of or relating to your use of (or inability to use) the Website or its content, even if advised of the possibility of such damages. To the extent any liability is found, my total liability will not exceed one hundred dollars ($100).
You agree to indemnify and hold harmless Garrett Potz and Affinity Home Lending LLC, and their respective affiliates and representatives, from any claims, losses, damages, costs, and reasonable attorneys’ fees arising out of your breach of these Terms or your misuse of the Website.
Your use of the Website is also governed by my Privacy Policy · Terms of Use, which describes how information is collected, used, and protected.
These Terms are governed by the laws of the State of Georgia, without regard to its conflict-of-laws principles. Any dispute arising out of or relating to these Terms or the Website will be brought exclusively in the state or federal courts located in Georgia. If any provision of these Terms is found unenforceable, the remaining provisions will remain in full effect.
I may revise these Terms from time to time by posting an updated version on the Website. Changes are effective when posted, and your continued use of the Website constitutes acceptance of the revised Terms.
Questions about these Terms? Contact:
Garrett Potz · Affinity Home Lending LLC
(770) 401-1759 · gpotz@affinityhomelending.com
Garrett Potz NMLS #631592 · Affinity Home Lending NMLS #1181151