Enter your income, monthly debts, and down payment to see your estimated price range and the payment that comes with it. Self-employed? Your real number is often higher than a bank's quick math suggests.
This is an estimate based on debt-to-income guidelines, not a pre-approval. Your actual buying power depends on your credit score, the loan program, the full underwriting picture, and — importantly — how your income is documented. If you're self-employed, a quick DTI formula often understates what you truly qualify for. For a real number, let's talk.
Banks run business-owner income through a narrow formula that often misses what you really earn. I qualify the self-employed on their actual cash flow — which can mean meaningfully more buying power than a quick calculator shows.
Get My Real Number