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Mortgage Broker in Charleston, SC

Charleston home loans, done right.

South Carolina-licensed lending across Charleston and the Lowcountry.

Charleston, SC

Buying or refinancing in Charleston?

Charleston blends historic Lowcountry charm with coastal and island living, supporting a strong market for primary homes, second homes, and higher-end coastal property. Coastal financing comes with its own considerations — flood zones, insurance, jumbo limits — and I help you navigate them.

Move-up buyers, second-home owners, and buyers of higher-end coastal and historic homes are my core in Charleston.

Areas I serve in & around CharlestonDowntown / PeninsulaMount PleasantJames IslandDaniel IslandWest Ashley
Loan Options

Financing that fits Charleston.

Charleston is jumbo and second-home country. I structure financing for coastal and historic homes, factor in flood-zone realities up front, and handle second-home loans for buyers drawn to the Lowcountry.

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Local Snapshot

Charleston by the numbers.

Median sale price
~$625,000
Charleston County · as of mid-2026
2026 conforming limit
$832,750
Loans above this are “jumbo” · FHFA
Region
Lowcountry
Jumbo · Second home · Coastal

Market figures are approximate and change over time — for current Charleston data, see Redfin. The $832,750 figure is the 2026 baseline conforming loan limit for one-unit homes (Charleston County is a standard-limit county; source: FHFA). This is general information, not a rate quote or loan commitment.

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Ready to buy in Charleston?

Let's find the loan that actually fits your situation — a real pre-approval from a local broker who answers the phone.

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📞 (770) 401-1759  ·  ✉ gpotz@affinityhomelending.com